Elite Legacy Academy
Protecting Your Financial Future & Keeping Your Family Secure
Elite Legacy Academy
Protecting Your Financial Future & Keeping Your Family Secure
INTRODUCING
The Next Generation Of Credit Repair
Imagine having financial options where you can knowingly get approved for a mortgage or car loan at a preferred rate.
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5+ Years
of Experience
Free
Credit Repair Evaluation
Professional
Disputes by our Experts
Real Time
Status updates
Not All Credit Scores Are
Created Equal
We’re passionate about going deeper down the credit bureau reporting rabbit hole than anyone else, discovering what’s important.
Learn how we can help.
Call: 813-538-7795
Our Process
It’s just unconventional. SIMPLE. SMARTER. BETTER. EASIER.
Learn More
Call us or inquire online to learn more. If we can’t help, we’ll let you know. We’re not here to waste your time or money
Risk-Free Assessment
A helpful, knowledgable Dedicated account manager is assigned to you and/or your significant other to formulate custom tailored strategy
Dispute Process
We work tirelessly with you to defend your case and optimize support to achieve favorable outcome
CUSTOMER TESTIMONIALS
What Others Are Saying About Us
Introducing The Next Generation Of Credit Repair
All of your credit, mortgage, and loan accounts feed the financial data to the credit bureaus, who then prepare such credit reports for the future lenders’ overview. That way, they gain an insight into your situation and decide whether or not, and on what terms, borrow you the money.
Your credit reports essentially include the following:
- Credit accounts, such as credit cards, auto loans, or mortgages;
- Detailed opening and closing dates;
- The amount of debt on each account;
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Your credit limit on the specific account;
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Your payment history;
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Credit inquiries - hard and soft inquiries into your credit reports. Note: only hard inquiries impact your credit score and can be seen by potential lenders;
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Public records portion that includes filed bankruptcy, foreclosures, repossessions, or tax liens.
Frequently Asked Questions
How do I obtain a copy of my credit report?
Did you know you are entitled to obtaining three copies of your credit reports from all three major credit bureaus once every twelve months? The Fair Credit Reporting Act made it possible for all consumers to gain insight into their credit situation at no charge utilizing the only authorized and reliable source - AnnualCreditReport.com. The website offers credit reports from Equifax, Experian, and TransUnion. To get your free credit reports, you will need to provide your personal information, including social security, legal names, address, and date of birth - all necessary to identify you correctly.
In case you have been denied credit or loan for any reason, you may also request a copy of your credit report to see what information impacted the lender’s decision. After receiving your adverse action letter, which contains the credit bureau information, you have 60 days to request the report for your overview.
How long does the Credit Restoration process take?
How Much Will This Increase My Credit Score?
Many of our clients have seen an increase of 100 points or more*; however, the actual amount will vary per customer. There are many factors that affect a credit score besides derogatory items. For example, the ability to pay down revolving debt, the type of credit you have, your length of credit history, even the number of inquiries on your credit file. It is especially important that no current accounts fall into a negative status.
* Results may vary by individual.
How Long Will It Take The Credit Agencies To Respond After I Send Them My Dispute Letter?
You will receive updated credit reports from all three credit bureaus after 30 to 45 days. At that time you will see what was deleted and will need to mail the originals to us so that we can continue working on the remaining items. You will actually know what was deleted before we do, which is why it is so important that you forward all credit bureau correspondence within a few days of receiving it.
If the credit agency does not respond to your dispute letter, do not be alarmed, a new dispute letter will be generated when your file is reviewed by the processing center every 60 days.
How Can I Check My Progress?
Every 60 days, your file will be reviewed. Based on the documentation received from you, (credit report updates and letters from creditors) a new dispute will be generated and forwarded to you to review and sign. Along with the new dispute document, you will receive a status update report showing the progress and deletion of accounts to date. You can access your account at any time to check for updates through your account dashboard.
Elite Legacy Group , which was created as a platform to equip and empower individuals to take control of their credit and their finances. Elite Legacy Group includes a membership which focuses on entrepreneurial interests on value creation, connection, and contribution to the entrepreneur community to build long-term & immediate wealth. Elite Legacy Group coaching style is a mix a blend of encouragement, tough love, strict discipline, hyper accountability, and a strong sense of urgency to keep you fully engaged and performing at the very top of your abilities. Elite Legacy Group mission is to help as many individuals as possible to change their lives through credit & to begin the process of creating lasting wealth!